Just tell us what you need to insure, how much it’s worth and your zip/postal code. For example, a copper or silver ring with a layer of gold on top would be sold as gold plated. Silver is among the most affordable types of metal for jewelry, making it perfect for costume jewelry that you rotate with your wardrobe. First and foremost, let us say that sterling silver and white gold are both fabulous options when buying jewelry. In some ways, yes. Get a free quote, here. Great for trend pieces - The affordable price point makes sterling silver a great option for less expensive fashion jewelry in trendy styles. (Bonus note: Gold Plate is not to be confused with "Vermeil" (pronounced vehr-MAY), which is a thicker level of gold plating over sterling silver rather than a base metal. Regardless of what you know and don’t know about sterling silver and white gold, we hope you find something helpful and interesting from reading this. Sterling silver is the best type of silver for this, due to its containment of 92.5% actual silver (it is rare to find a piece of jewelry that is actually pure silver). However, this may cause it to tarnish and will require cleaning to get back it’s a shiny silver look. At first glance, it's hard for the untrained eye to tell the difference between white gold and sterling silver. Every few years, your white gold piece will require a reapplication of rhodium plating by your jeweler, which easily restores the white finish. Do you think they look exactly the same or are you a jewelry expert who can tell every little difference? Whatever you decide, make sure to visit your jeweler twice a year for a check-up and professional cleaning. It usually indicates electroplating. . However, the extra durability of white gold does increase the price tag of the metal. Furthermore, if you are swimming in a chlorinated swimming pool or working with any kind of chemical, it is a good idea to keep your silver jewelry stored away. Next, you will soak your jewelry in the solution for about 25 minutes. However, it is common for people to call any gold plated jewelry item with a sterling silver base metal as vermeil. I only use 1/10 high quality silver filled. While shopping for sterling silver, you may notice a “925” stamped on the metal, which means that it contains 92.5% of pure silver and 7.5% of other metals. Simply combine white vinegar and baking soda as a cleaning solution to remove the tarnishing. Haven’t insured your jewelry yet? Now that you have a good idea of what they look like at first glance, you may still be curious why it matters to know more about them. White gold is more durable but comes with a higher price tag. A karat is a measure of how pure gold is. The Rhodium plated can have sterling silver beneath it or any other metal. Typically white gold is more valuable than sterling silver. There are ultrasonic jewelry cleaners out there that can be used with white gold and silver. The gold alloy normally is a dull yellowish or gray color.